Hair Transplant Payment Plans UK: 0% Over 3 to 9 Months
Can I Spread the Cost of My Hair Transplant?
Yes. You can spread the cost over 3 to 9 months with our 0% instalment plan. There's no interest, no fees and no credit check, and you pay the same price as paying in one go. Sapphire FUE starts from £3,299 and DHI from £3,999, for up to 4,000 grafts.
The plan isn't a loan. You pay in monthly instalments before your surgery, and your procedure goes ahead once the plan is fully paid.
How the Instalment Plan Works
- Free online consultation. We agree your treatment plan and your exact price.
- Deposit to hold your date. Pay a deposit of £299 to £850. A bigger deposit means smaller monthly payments.
- Monthly Direct Debit. The rest is spread over 3 to 9 monthly payments, set up securely through GoCardless.
- Surgery once you're paid up. Your final payment clears at least 14 days before surgery, and your date is confirmed.
Example Monthly Payments
| Plan | Sapphire FUE (from £3,299) | DHI (from £3,999) | |---|---|---| | 3 months | £299 deposit + 3 × £1,000 | £299 deposit + 3 × £1,233 | | 6 months | £299 deposit + 6 × £500 | £299 deposit + 6 × £617 | | 9 months | £299 deposit + 9 × £333 | £299 deposit + 9 × £411 |
Amounts are rounded to the nearest pound. With an £850 deposit, Sapphire FUE over 9 months is about £272 a month.
Instalment Plan or Pay on the Day?
The instalment plan suits you if:
- You'd rather spread the cost than pay a lump sum
- You're happy to book your surgery a few months ahead
- You don't want a loan or a credit check
Paying on the day suits you if:
- You have the funds ready and want surgery sooner
- You prefer one simple payment
With the pay-on-the-day option, a deposit secures your surgery date and the balance is paid on the day of your procedure.
Why Quality Matters More Than Price
A hair transplant is permanent, and fixing a poor result usually costs more than doing it right the first time. Whatever you pay, check that a GMC-registered surgeon carries out the key steps, and ask how many patients the clinic treats that day. We perform one surgery per day. See our guide on whether a £3,299 hair transplant is too cheap.
Frequently Asked Questions
Is the payment plan 0% interest?
Yes. There's no interest and no fees. You pay exactly the same price as paying in full.
Is there a credit check?
No. You pay in instalments before your surgery, so it isn't a loan and nothing goes on your credit file.
How much deposit do I need?
Between £299 and £850, depending on the plan you choose.
How long can I spread the cost?
From 3 to 9 months.
When can I have my surgery?
Your deposit holds a date, and surgery goes ahead once your plan is fully paid, at least 14 days before the date.
What if I need to stop the plan?
Get in touch and we'll talk it through. The full terms, including cancellation, are set out in your plan agreement before you start.
Want to see your exact monthly payments? See our payments page or book a free online consultation.
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